Wealth advice for NRIs
Your wealth spansIndia and the world.Your strategy should connect it.
One coordinated strategy across your India and global money, your responsibilities, and your future plans.
The regulated entity and registration details shown to you depend on your jurisdiction. The Indian and UAE entities are separate and are not presented as one regulated identity.
Why it matters
Mutual funds, global markets, property, cash, insurance, across your India and global money. Each accumulated on its own, never allocated as one portfolio.
How much is enough?
What belongs in India and global markets?
What's the right mix across assets, India and global?
Different products, different advice. No one owns the complete picture.
One coordinated strategy
Not a dashboard to check. One plan that decides what you hold in India and globally, how it is split, and when it moves, built and run with you.
India and global,
one strategy, in your name.
The target strategy
India-anchored,
globally diversified
India portfolio
Your home market, kept as the core anchor
Global portfolio
Diversified across US, Europe, Japan and emerging markets
Illustrative portfolio and target allocation, not a recommendation or a forecast. India values shown at about ₹90 per USD. RuDo advises on Indian and global markets; it does not deal in local UAE market products.
We review what you hold, identify what needs attention, and shape a strategy around your goals.
Illustrative of the approach, not a recommendation or a projection. RuDo advises on Indian and global markets; it does not deal in local UAE market products.
A complete plan
Real security is more than a good portfolio. One plan that also holds your protection, your parents in India, your home, and how it passes to the next generation.
What RuDo advises on directly depends on your country of residence and the relevant regulated entity’s scope. Some areas are considered as part of your plan and coordinated with appropriately qualified specialists, such as tax advisers or estate professionals.
Planning first, always
Planning is the core of what we do. You get a strategy, an adviser to talk it through, and the help to put it into action.
It starts with a conversation, not a form.
Book a 30-minute Google Meet with Alok Kumar, RuDo’s founder. Talk through where you live, what you have built, and what you want your money to make possible.
Alok KumarFounder and Principal Adviser
Understand
Your full position
Your finances, family responsibilities, existing investments, goals and the countries your money touches.
Plan
The strategy
A clear strategy for your India and global wealth, with the reasoning, risks and trade-offs behind each call, before anything moves.
Put into action
Agreed actions, underway
We help you carry out the agreed plan through regulated providers. Your assets stay in your name with the relevant custodian.
Review
Kept on course
Your adviser keeps the plan relevant, adjusting only when your circumstances, goals or the assumptions change.
Your money is not held by RuDo.
Client assets are held in the client's own name with the relevant regulated custodian or financial institution. The exact arrangements for Indian and global investments are confirmed with you before you begin.
Why RuDo
Built from nearly two decades of investment experience.
RuDo was created for people whose financial lives no longer fit inside one account, one product or one country.
After years in investment management, Alok Kumar kept seeing the same problem: people earning well and building real wealth, but with scattered financial decisions.
RuDo brings those decisions together and gives each client one person who understands their complete financial picture.
“A client should understand what they own, why they own it and how each decision supports the life they are building.”
Alok Kumar
Founder, RuDo Wealth. Nearly two decades in investment management, across India and global markets.
RuDo works with NRIs whose financial lives may include income, investments, responsibilities or future plans across India and other countries. Availability depends on your country of residence and the regulated entity permitted to serve you.
Where the service permits, RuDo can consider existing investments as part of the wider financial and investment-planning process. The purpose is to understand how they fit with your goals, risk and overall portfolio.
Eligibility depends on your residence, citizenship, account structure, applicable regulations and the investment concerned. RuDo will explain the available scope before providing a service.
RuDo does not accept product commissions for recommending investment products. This applies across every plan, entity and provider relationship.
Assets are held in your name with the relevant regulated custodian, broker, fund house or financial institution. RuDo provides advice and, where permitted, investment management or arranging services. The exact arrangement is confirmed for each service before you begin.
Fees depend on the RuDo plan you choose. The fee is shown clearly on the relevant plan page, together with any applicable provider, custody, transaction or fund costs.
RuDo can consider tax implications as part of financial planning where this falls within the relevant service scope. Tax treatment depends on your residence and individual facts. Confirm your position with an appropriately qualified tax professional.
Protection is considered as part of your plan. RuDo reviews whether your health, life and critical-illness cover is appropriate for a cross-border life, so you are protected without being sold cover you do not need. RuDo is fee based and does not earn insurance commissions. Where a policy is arranged, it is placed through an appropriately regulated and qualified provider.
Succession is planned early as part of the wider picture: how wealth is held, nominations, and cross-border estate considerations across the countries connected to your money. Drafting wills and formal estate documents is carried out with appropriately qualified legal or estate professionals, coordinated alongside your financial plan.
Yes, this is a common part of an NRI plan. RuDo can help organise your parents' income, health cover and everyday money, and put a plan in place for the years ahead, so they are looked after even when you live abroad. What can be advised on or arranged depends on the relevant regulated entity's scope and your parents' own residency and consent.
A change of residence can affect account eligibility, taxation and the services RuDo is permitted to provide. Inform RuDo before a move so the available options can be reviewed.
Yes. Book an initial conversation to understand the service, scope, fee and whether RuDo can serve you in your country of residence.
The destination is yours
Financial freedom does not look the same for everyone.
RuDo helps you define what it means for you, build a plan around it and keep making the decisions that support it.
Start with an initial conversation about where you live, what you have built and what you want your money to make possible. It is not personal investment or tax advice, and availability of regulated services depends on your country of residence and circumstances.